Best Money-Making Apps in 2023

Do you require some additional money but lack the time or skills to find a part-time job? If you identify with this, you might want to use one of the many money-making apps to give your wallet some additional support.

Unexpectedly, there are a ton of money-making apps available that let you operate online.

In today’s fast-paced world, making money on the go has become easier than ever before thanks to the rise of money-making apps. With just a few taps on your smartphone, you can earn some extra cash by completing surveys, watching videos, or performing other tasks. Here are ten of the best money-making apps that you can use to earn money on the go.

best money making app in 2023

Swagbucks:

Swagbucks is one of the most popular money-making apps available. The app pays you for completing surveys, watching videos, shopping online, and even playing games. You earn Swagbucks (SB) points for every task you complete, and you can redeem them for gift cards or cash via PayPal.

How it Works:

To start using Swagbucks, users must create an account on the website or through the app. Once they sign up, they can start earning Swagbucks points (SBs) by completing a variety of tasks.

Some of the most popular ways to earn SBs include taking surveys, watching videos, playing games, shopping online, and searching the web using the Swagbucks search engine. Each activity on Swagbucks has a different payout rate, with some activities paying more SBs than others.

Once users accumulate enough SBs, they can redeem them for various rewards, including gift cards, cash via PayPal, or even sweepstakes entries for a chance to win big prizes. The minimum payout threshold for Swagbucks is 300 SBs, which is equivalent to $3.

Swagbucks:

Advantages:

  • One of the main advantages of Swagbucks is the wide range of ways to earn SBs. Users can choose from a variety of activities that match their interests and preferences, which makes it easy to earn SBs on a regular basis. Additionally, Swagbucks offers a generous sign-up bonus of 1,000 SBs for new users who reach the minimum payout threshold within their first 30 days of using the platform.
  • Another advantage of Swagbucks is its fast payout system. Users can redeem their SBs for rewards as soon as they reach the minimum payout threshold, and the rewards are typically delivered within a few days.
  • Swagbucks is also known for its reliability and transparency. The platform clearly displays the payout rates for each activity, and users can see how many SBs they have earned at any time. Additionally, the company has a high rating on Trustpilot and other review sites, indicating that users are generally satisfied with their experience.

 

Disadvantages:

  • One disadvantage of Swagbucks is that some activities may have limited earning potential. For example, while users can earn SBs by taking surveys, some surveys may have a limited number of spots available, and users may not always qualify for every survey they attempt.
  • Additionally, while Swagbucks offers a wide range of reward options, some users may find the redemption process to be cumbersome. For example, users must often wait for several days to receive their rewards, and some gift card options may be temporarily unavailable.

Survey Junkie

Survey Junkie is another popular app that pays you for completing surveys. The app matches you with surveys that are relevant to your interests and demographics, and you earn points for each survey you complete. You can redeem your points for cash or gift cards.Survey Junkie is a popular survey-taking app and website that connects consumers with companies looking for consumer feedback. Founded in 2013, the app is known for its user-friendly interface, a wide range of survey options, and fast payout system.

How it Works:

To start using Survey Junkie, users must first create an account by providing their basic information such as name, email, and location. Once their account is created, they can start taking surveys immediately. Surveys are tailored to users’ profiles and interests based on their profile information.

Each survey on Survey Junkie has a set point value, which ranges from 20 to 200 points. Users earn points for each survey they complete, and they can also earn points for referring friends to the app. Once users accumulate at least 1,000 points (equivalent to $10), they can redeem their points for cash via PayPal or e-gift cards.

The surveys on Survey Junkie cover a wide range of topics, including consumer products, politics, and entertainment. Each survey typically takes 5 to 20 minutes to complete, and users can choose which surveys they want to take based on their interests and available time.

Survey Junkie

Advantages:

  • One of the main advantages of Survey Junkie is its easy-to-use interface. The app and website are both user-friendly and easy to navigate. Additionally, the app offers a wide range of survey options, which means users can find surveys that match their interests and preferences.
  • Another advantage of Survey Junkie is its fast payout system. Users can redeem their points for cash via PayPal or e-gift cards as soon as they reach the minimum payout threshold of 1,000 points.
  • Survey Junkie is also known for its transparency and reliability. The app clearly displays the point value for each survey and provides users with an estimated completion time for each survey. The company also has a high rating on Trustpilot and other review sites, indicating that users are generally satisfied with their experience.

Disadvantages:

  • One disadvantage of Survey Junkie is that some surveys may fill up quickly or become unavailable due to limited quotas. This means that users may not always be able to participate in every survey that they are matched with.
  • Additionally, while Survey Junkie offers a wide range of survey options, the point values for each survey may be lower than other survey-taking apps. This means that it may take longer for users to accumulate points and reach the minimum payout threshold.

Survey Junkie best mony making app

Ibotta

Ibotta is a cashback app that pays you for shopping. You can earn cashback on groceries, clothing, electronics, and more by scanning your receipts. You can also earn bonuses by referring friends to the app.

How it Works:

To use Ibotta, users must download the app and create an account. Once they are logged in, they can browse through the available offers, which include cashback rewards for purchasing specific products or shopping at certain retailers.

To earn cashback, users must first unlock the offer they are interested in. This typically involves watching a short video or answering a survey question. Once the offer is unlocked, users can purchase the product at a participating retailer and then upload a photo of their receipt to the Ibotta app. The app will then verify the purchase and credit the user’s account with the corresponding cashback reward.

Users can also earn cashback by linking their loyalty cards to the Ibotta app. This allows them to automatically earn rewards when they make qualifying purchases at participating retailers.

Ibotta best money making app

Advantages:

  • One of the main advantages of Ibotta is its broad range of available offers. The app partners with a wide variety of retailers, including grocery stores, drug stores, and department stores, which means that users can earn cashback on a wide range of purchases.

 

  • Another advantage of Ibotta is its user-friendly interface. The app is easy to navigate, and users can quickly browse through available offers and track their cashback earnings. The app also offers a referral program, which allows users to earn additional cashback rewards by referring friends and family to the platform.

 

  • Ibotta is also known for its fast payout system. Once users have accumulated at least $20 in cashback rewards, they can cash out their earnings via PayPal, Venmo, or gift cards to popular retailers such as Amazon, Walmart, and Target. Payments are typically processed within 24 hours, which means that users can access their rewards quickly and easily.

Disadvantages:

  • One potential disadvantage of Ibotta is that some offers may have restrictions or limitations. For example, some offers may only be available at certain retailers or may only be valid for a limited time. Additionally, users may need to purchase specific products or reach certain spending thresholds in order to qualify for some offers.

 

  • Another potential disadvantage of Ibotta is that the cashback rewards may not always be substantial. While some offers offer significant cashback rewards, others may only offer a few cents or a small percentage of the purchase price.

Rakuten

Rakuten is a cashback app that pays you for shopping online. The app partners with thousands of retailers, and you can earn up to 40% cashback on your purchases. You can redeem your cashback for a check or PayPal deposit. Rakuten, formerly known as Ebates, is a cashback app and website that allows users to earn cash back on purchases made through the platform. Founded in 1998, Rakuten has become one of the most popular cashback sites in the world, with millions of users in the United States, Canada, and other countries.

How it Works:

To use Rakuten, users must first create an account on the website or app. Once they are logged in, they can browse through the available offers, which include cashback rewards for shopping at participating retailers. Rakuten partners with a wide variety of retailers, including major department stores, electronics retailers, and travel companies.

To earn cashback, users must first click on the offer they are interested in. This will take them to the retailer’s website, where they can make their purchase as usual. Once the purchase is complete, Rakuten will automatically track the purchase and credit the user’s account with the corresponding cashback reward.

Rakuten best money making app

Advantages:

  • One of the main advantages of Rakuten is its broad range of available offers. The platform partners with over 2,500 retailers, which means that users can earn cashback on a wide range of purchases, from clothing and electronics to travel and home goods.

 

  • Another advantage of Rakuten is its user-friendly interface. The app and website are easy to navigate, and users can quickly browse through available offers and track their cashback earnings. The platform also offers a referral program, which allows users to earn additional cashback rewards by referring friends and family to the platform.

 

  • Rakuten is also known for its fast payout system. Once users have accumulated at least $5 in cashback rewards, they can cash out their earnings via PayPal or a check in the mail. Payments are typically processed every three months, which means that users can access their rewards quickly and easily.

 

Disadvantages:

  • One potential disadvantage of Rakuten is that some offers may have restrictions or limitations. For example, some offers may only be available for a limited time or may only be valid for certain products or categories.

 

  • Another potential disadvantage of Rakuten is that the cashback rewards may not always be substantial. While some offers offer significant cashback rewards, others may only offer a few cents or a small percentage of the purchase price.

Acorns

Acorns is an investment app that helps you save money automatically. The app rounds up your purchases to the nearest dollar and invests the spare change in a portfolio of exchange-traded funds (ETFs). You can also set up recurring investments or make one-time deposits.

How it Works:

To use Acorns, users must first create an account and link their bank accounts. Once their accounts are linked, Acorns will automatically round up their purchases to the nearest dollar and invest the spare change in a diversified portfolio of exchange-traded funds (ETFs).

Users can also set up recurring investments or make one-time investments at any time. Acorns offer a variety of investment portfolios based on the user’s investment goals, risk tolerance, and time horizon.

Acorns best earning app

Advantages:

  • One of the main advantages of Acorns is its simplicity. The app and website are easy to navigate, and users can quickly set up their accounts and begin investing. The automatic rounding feature also makes it easy for users to invest their spare change without even thinking about it.

 

  • Another advantage of Acorns is its low fees. The platform charges a flat monthly fee of $1 for accounts with a balance under $5,000 and a percentage-based fee of 0.25% for accounts with a balance over $5,000. This fee structure is significantly lower than many traditional investment platforms, which can charge fees of 1% or more.

 

  • Acorns also offers a variety of educational resources and tools to help users learn about investing and make informed decisions. The platform’s “Grow” section features articles, podcasts, and videos on a variety of financial topics, while its “Found Money” feature offers cashback rewards for shopping at participating retailers.

Disadvantages:

  • One potential disadvantage of Acorns is that the automatic rounding feature may not be suitable for all users. While some individuals may appreciate the convenience of the feature, others may prefer to invest larger amounts of money on their own.

 

  • Another potential disadvantage of Acorns is that it may not be the best choice for experienced investors. The platform’s investment portfolios are designed to be simple and diversified, which may not be suitable for individuals who prefer to pick their own stocks or investments.

 

 

 

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